If you feel as though you are drowning in medical debt, there may be hope on the horizon that has nothing to do with personal bankruptcy. Politicians on both sides of the aisle are working to help Alabama residents and others throughout the nation who have accumulated significant medical debt. Medical bills are extremely prone to errors, according to many political experts, which can cause serious problems for consumer credit scores.
Previous attempts at medical debt reform have fallen short. Now, however, it appears that political leaders truly understand the challenges faced by everyday Americans who happen to fall on hard health times. Sick people are particularly vulnerable to billing problems because they are distracted by their health concerns; as a result, they are more likely to have accounts go to collections because they do not catch errors. Insurance carriers and physicians' offices make mistakes in billing about 10 percent of the time, causing a significant number of patients to overpay.